Location: Los Angeles, CA
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Unlock Your Financial Potential

Unlock Working Capital with Invoice Factoring & Accounts Receivable Financing

Are you tired of waiting 30, 60, or even 90 days for client payments to clear? Invoice Factoring (or Accounts Receivable Financing) is the powerful solution that unlocks the cash tied up in your unpaid invoices—immediately. This process turns your receivables into working capital, solving cash flow problems without creating new business debt. VaultWiz guides California service and B2B businesses through securing the best factoring rates, ensuring a seamless and efficient flow of funds.

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How Factoring Works: Getting Paid Instantly

Invoice Factoring is not a loan; it’s the sale of a business asset (your invoice). The process is straightforward:

  1. Sell Your Invoice: You sell your outstanding invoice to a factoring company (the Factor).
  2. Get Advance Cash: The Factor immediately advances you a percentage of the invoice value (typically 80% to 90%).
  3. Final Payment: Once the client pays the Factor, you receive the remaining balance, minus a small fee for the service.
Invoice Factoring

What Our Clients Say

Insightful Financial Guidance from Our Clients
★★★★★ 5/5
"Working with VaultWiz has transformed my understanding of business finances. I secured funding I never thought possible!"
Christa Roberts, Small Business Owner
★★★★★ 5/5
"The coaching from VaultWiz helped me access low-interest loans that have greatly improved my cash flow."
Jackie Delaney, Startup Founder
★★★★★ 5/5
"Thanks to VaultWiz, I unlocked 0% interest credit cards and expanded my business opportunities significantly!"
Mark Wilson, Entrepreneur
Tailored for Your Success

The VaultWiz Factoring Advantage

While factoring is a great tool, navigating the fee structures and due diligence process can be complex. Our expertise ensures you maximize the benefit:

Fee Negotiation

Step 1
  • We analyze your industry and volume to negotiate the lowest possible factoring fees, protecting your profit margin.

Debtor Vetting

Step 2
  • Factoring is often based on your client's creditworthiness. We help you choose a factor that accepts your specific client base.

Cash Flow Integration

Step 3
  • We ensure the factoring process integrates smoothly with any existing Business Lines of Credit or loans you may have.

Turn Receivables into Reliable Capital

Stop financing your client’s business and start investing in your own. Invoice factoring is a robust alternative funding tool that fuels operations, covers overhead, and supports growth for businesses relying on net-term payments in the LA area.

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Find Us Here

We’re located in Los Angeles, CA but have remote teams scattered across the United States to service our clients nationwide. We look forward to connecting with you!

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